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A Cycle to Work scheme with

No employer charges

A Cycle to Work scheme for employers is one of the simplest and most cost-effective employee benefits an organisation can offer.

Green Commute Initiative helps employers provide access to bikes and cycling equipment through salary sacrifice, helping employees save money while supporting healthier commuting, employee wellbeing and sustainability goals.

With no employer charges, flexible funding options and near zero-touch administration, our Cycle to Work scheme is designed to work for organisations of all sizes, from SMEs through to large corporate and public sector employers.

 

Why offer an employer’s Cycle to Work Scheme?

An employer’s Cycle to Work Scheme provides benefits for both employers and employees, by helping employees spread the cost of bikes and cycling equipment through salary sacrifice, organisations can support healthier commuting while also making savings through reduced National Insurance contributions.

 

Key employer benefits

  • A salary sacrifice scheme saving employers money from reduced NI payments.
  • Improved staff retention.
  • A positive impact on the environment supporting your carbon reduction programme.
  • Less pressure on company car park spaces.
  • Your employees will be happier, healthier, and thus
more productive.
  • Near zero touch administration.

All employees can benefit including those with disabilities and those on NMW

Employees who are disabled or have limited mobility can get specialist or adapted cycles through the scheme. Your disadvantaged employees are covered.

Employees cannot use salary sacrifice if it will take them below minimum wage. We have a range of solutions for them including ‘Everyone Cycle’ (a net-salary deduction scheme), annual subscriptions to bike sharing schemes, or you can provide a pool of ebikes.

A Cycle to Work Scheme That Works for Every Employer

Green Commute Initiative offers flexible options for employers of all sizes. Whether you’re a small business looking for a simple way to support employees or a large organisation requiring dedicated administration tools, we can help.

 

Decisions for employers to make before joining
our Cycle to Work Scheme

Registration or not?

Employers don’t need to register with us to take part but they can do so, and there are benefits, especially for larger organisations.

Organisations that register with us for free get a dedicated portal where they can review and authorise employee applications, and all the documentation will be in one place. The organisation will need to nominate a scheme manager.

For organisations that don’t register, each application is dealt with individually through what we call Instant GCI.

To register your organisation, please call us on 020 3740 1836.

How to fund purchases

When an employer pays for a purchase through the Cycle to Work Scheme they can choose to do so either directly, or through Akira, our finance partner. Akira charge a fee but this is more than covered by the employer’s NI savings.

Funding levels

Whilst GCI does not impose any financial limit on each transaction, employers can choose 
to do so if they wish.

Employers will also need to decide on the period of time over which the cost will be repaid through salary sacrifice. The period must be for at least three months. Common terms are 12, 18, 24 months but it could be for as long as 60 months.


If the employee leaves employment before the end of the agreed period they must pay back the full amount when they leave.

Framework agreements

Public bodies may want to work with us through an existing or new framework agreement.

We are on NHS Shared Business Services: Sustainable Transport and Infrastructure Framework Agreement Reference: SBS/10235

We are also a supplier on the Crown Commercial Services – Employee Benefits and Services framework (RM6273).

Security Accreditations

GCI have secured the following accreditations

  • ISO-9001 (Quality Management Systems)
  • ISO-27001 (Security Management Systems)
  • Cyber Essentials
  • JOSCAR (supplier register for the aerospace, defence and security industry)

The process for making Cycle to Work purchases through GCI

For the detailed process please see our how it works page.

Here is a summary of the process:

1

The employee gets a quote for their chosen bike and/or accessories from one of our many registered bike shops and manufacturers.

2

The employee completes a form on our website which generates a proforma invoice for you.

3

You pay us the full value directly or via finance.

4

You implement a salary sacrifice through payroll over a period agreed with the employee. This is independent of the time that the employee will have possession of the bike.

5

To help employers with the process GCI provides an electronically signed HMRC compliant Salary Sacrifice Agreement and the Hire Agreement.

6

Once the agreements are e-signed, we send employers a receipt and instructions on how to handle the VAT element.

7

GCI sends the employee a voucher to take to the bike shop to claim their bike.

8

GCI manages all the end-of-scheme arrangements directly with the employee.

Please contact us for more information.

FAQs

Does a Cycle to Work scheme cost employers money?

There are no employer charges to join Green Commute Initiative. Employers may also make savings through reduced National Insurance contributions generated by salary sacrifice.

How much administration is involved?

The scheme is designed to be low-touch. Green Commute Initiative manages the documentation, employee agreements, voucher issuance and end-of-scheme administration.

Can small businesses offer a Cycle to Work Scheme?

Yes. Employers can either register for a dedicated portal or use Instant GCI without registering.

Can employees on the National Minimum Wage participate?

Employees cannot use salary sacrifice if it would take them below National Minimum Wage. Alternative solutions such as Everyone Cycle may be available. Please see the flyer for more information.

What happens if an employee leaves the business?

Any outstanding balance can be recovered according to the terms of the salary sacrifice agreement and employer policy.

How quickly can we get started?

Many employers can begin offering the scheme quickly with flexible setup options available depending on organisational requirements.